What's Not Covered

Find out what's not covered in your breakdown policy when you take breakdown cover out.

Excluded information...

Parts are excluded on any breakdown cover policy, you will have to pay for parts yourself.
You may have to pay for labour costs, some labour costs do get covered but sometimes on big jobs you could be billed for.
If you make a claim, you will not get any amount over the market value of your vehicle.
If you have an accident, usually breakdown companies do not recover you, that's up to your insurance company.
If you make a claim and you've went over a certain millage set by your breakdown policy, you need not be paid out.
If you do not follow the claims procedure in your policy, your claim could be invalid.
Animals are usually not covered by breakdown companies, it's really up to the patrol man, so be nice to them.
If you breakdown because of a starter motor problem, and then you call again what a starter motor problem with the same vehicle, this tells the breakdown company that you haven't bothered repairing the starter motor. You may not get another call out because of this reason.
Each breakdown policy has a maximum number of callouts per policy. If you go over that, your breakdown company will make you pay for additional callouts, be careful with this one.
Usually your breakdown policy will cover trailers caravans or anything else you tow, but if that vehicle you are towing breaks down, then you will have to find somebody else to come out to recovery you.