 Breakdown
Recovery - What's Not Covered
Here we can explain, what is covered in your breakdown insurance policy.
Standard breakdown cover, ( Roadside)
- Roadside breakdown cover, will assist you up to 1/4 of a mile
from your own home, with some packages you can extend the distance.
- Your breakdown company will try and fix your vehicle in asset
time, this is usually around 30 minutes or so. If there are any part
of fuel needed to get you back on the road, you'll have to pay for
them out of your pocket unfortunately.
- Standard roadside will cover your vehicle to be recovered to the
nearest local garage.
- Your breakdown company will not charge, when you call them for
assistance, it's part of a roadside breakdown cover policy.
- Some breakdown companies especially
Green Flag
will call your friends and family members to tell them you have
broken down but you are in no apparent danger with their Message
Service.
Vehicle Recovery
-
In addition to Roadside, vehicle recovery allows you
and your vehicles to be recovered anywhere in the UK mainland in
their including England Ireland and Wales. Vehicle recovery usually
covers caravans and trailers but you we are size and weight
restrictions do apply.
-
Vehicle recovery will also will ensure you and up to
7 other people travelling with you to any UK mainland. It is usually
up to a maximum legal carrying capacity, so if the recovery vehicle
has 14 seats on board, you will be able to recover 14 people.
Overall 7 persons is usually a maximum.
-
Vehicle recovery insurers you for driving to any
destination in the UK, so for what ever vehicle you are driving or
anybody else is driving, vehicle recovery insurers a lot.
Home Call-Out
-
Home callout allows you to call your breakdown
provider when your car breaks down at your home.
-
This cover all so insurers you against a breakdown
if you breakdown out-side your own home. Roadside assistance doesn't
cover for breakdowns away from home.
Onward Travel
-
If you breakdown you'll get a new car to complete
the rest of your trip, you can usually keep the car for around two
days max.
-
Onward travel will also pay insurance for any hire
car if you need.
-
It may come down to it, where you need to get public
transport, your breakdown service will pay for these travelling
expenses.
-
If you breakdown and you can't get your car fixed
that day, when your away from home. Your breakdown organisation will
pay for hotel accommodation while your car is being fixed in the
garage.
-
Please be aware that hotels and how long you stay in
hotel depends on your breakdown company, you will get full details
of this when you take breakdown insurance out.
Please make sure you have suitable cover for what ever
purposes you need breakdown cover for. Also make sure you understand
your breakdown policy so you're not hit with unexpected bills, for
instance, if you are towing a trailer please make sure you tell your
breakdown provider so they can apply suitable cover to your policy.
Get a
van insurance
quote here.
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